Life Insurance
Help protect your loved ones — now and in the future
What is life insurance?
A life insurance policy is a contract with an insurance company. In exchange for a systematic payment or premium payments, the insurance company provides an amount, known as a death benefit, to beneficiaries upon the insured’s death.
There are many reasons to get life insurance, but a simple rule of thumb is if you have shared debts or anyone relies on your income for their financial well-being, you should consider getting life insurance coverage.
Premium
$18/month
Policy Details
- Coverage $1,000,000
- Term 10 Years
- 25 years old
- Female, non-smoker
What are the benefits of life insurance?
It helps protect your family’s finances. All life insurance policies will pay your beneficiaries money in the event that you pass away, helping to ensure that they can continue to be financially supported.
In general the role of life insurance in financial wellness, 8 in 10 people whose spouse passed away but had no life insurance say they have not yet fully recovered financially from their spouse’s death. Many households that experience the premature death of a primary wage earner without life insurance report that they are living paycheck to paycheck.
Permanent policies never expire
As long as you continue to pay the premiums for your policy, whole life and universal life insurance policies protect you indefinitely, meaning your insurance can last your entire life.
Some policies build cash value
Whole life insurance can provide dividends3 and build cash value, giving you extra money to use for some of life’s other expenses, like mortgage payments, student loans, and the costs associated with sending a child to college.
Can I buy life insurance online?
You can initiate the insurance application online in the section below.
How to buy life insurance
A good place to start is your workplace, as your employer may offer life insurance at lower group rates. If offered, think about enrolling. It’s generally more affordable and easier to buy.
Otherwise, you can work with one of our licensed insurance advisor who can guide you through the options that will fit your immediate needs and long-term goals.
Click on the Get Quote button below to find out the variety of insurance protection options that are available for you. You may be very surprised to know how inexpensive insurance could be.
Select the insurance protection that meets your needs.
Term life insurance provides temporary insurance protection, generally between 10 and 40 years depending upon your current age.
Whole life insurance provides permanent life insurance coverage, usually priced a bit more than the term life, because it is permanent and guaranteed to pay out.
After deciding the insurance protection that meets your needs, you can click on apply now button to initiate the insurance application. Once you complete the application a licensed insurance advisor will be assigned to you who will get in touch with you to confirm and complete your application.
Receive you policy online or get a physical copy mailed to you.
Yes, you can use the self serving tools on our website for advice or you can choose to speak with one of our licensed insurance advisor by calling, text or video meeting clicking here to connect with your advisor.
Term life insurance
Term life insurance can be a good choice for anyone who wants affordable coverage with the option to transition to a permanent policy in the future.
890
%
Whole life insurance
Whole life insurance can be a good option for those looking to have guaranteed protection for the rest of their lives, while earning additional cash value.
3290
%
Universal life insurance
Universal life insurance should be considered by anyone who wants to have protection for life with the added flexibility of adjusting their monthly payments.
990
%
Company
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