Critical Illness
Protects your income
What is critical illness insurance?
Critical illness insurance helps you cover medical expenses that your primary health insurance won’t. It’s a cash payout you receive if you ever experience a serious illness like cancer or a stroke.
With critical illness insurance, protect your income and cover the extra costs and loss of income that may come with a serious illness.
Premiums
$19/month
Policy Details
- Coverage $500,000
- Term 75 Years
- 25 years old
- Female, non-smoker
What are the benefits of critical illness insurance?
Critical illness insurance offers a benefit that is known as “return of premiums”. This is an amazing option. If you don’t make a claim for critical illness, then you can receive all of the premiums that you paid for the policy.
With the right plan, you may have access to additional wellness benefits for preventative services. There are other offers to receive a hospitalization admission benefit of up to $500 a day should you end up in the hospital for a non-critical illness or injury.
It’s paid directly to you
Critical illness insurance pays you directly in cash without any deductible or extra waiting time after your claim is verified.
You choose how to spend your money
The money you receive from your critical illness insurance can be used however you want, covering anything from medical costs to non-medical costs like your monthly rent.
Money for the first and second diagnosis
Many plans have you covered for the long term, paying you a lump sum of $1,000 to $500,000 when you’re first diagnosed with a critical illness. If you ever receive a second diagnosis, your insurance protection will still be there for you, offering a lump-sum payout of $500 to $250,000
Here’s how you can get critical illness insurance
A good place to start is your workplace, as your employer may offer life insurance at lower group rates. If offered, think about enrolling. It’s generally more affordable and easier to buy.
Otherwise, you can work with one of our licensed insurance advisor who can guide you through the options that will fit your immediate needs and long-term goals.
Click on the Get Quote button below to find out the variety of insurance protection options that are available for you. You may be very surprised to know how inexpensive insurance could be.
Select the insurance protection that meets your needs.
Term life insurance provides temporary insurance protection, generally between 10 and 40 years depending upon your current age.
Whole life insurance provides permanent life insurance coverage, usually priced a bit more than the term life, because it is permanent and guaranteed to pay out.
After deciding the insurance protection that meets your needs, you can click on apply now button to initiate the insurance application. Once you complete the application a licensed insurance advisor will be assigned to you who will get in touch with you to confirm and complete your application.
Receive you policy online or get a physical copy mailed to you.
Yes, you can use the self serving tools on our website for advice or you can choose to speak with one of our licensed insurance advisor by calling, text or video meeting clicking here to connect with your advisor.
Who is critical illness insurance for?
Critical illness insurance is a good, supplemental option for people who already have health insurance, because it gives you additional money to pay for expenses like alternative treatments and income loss arising from your critical illness.
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What does critical illness insurance cover?
Critical illnesses include stroke, heart attacks, Parkinson’s, cancer, and more. Our policies can cover over 30 major illnesses. If you happen to get diagnosed with one of these illnesses, our plans can pay you a lump sum of up to $500,000. Guaranteed approval.
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Why should I consider critical illness insurance?
It’s an affordable way to supplement and pay for the additional expenses your health insurance doesn’t cover. Plus, some of our policies pay out additional cash if you find yourself in the hospital for less serious illnesses or injuries.
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Company
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